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Client stories
Notes from people who used a planning session or review to set crypto contribution amounts and intervals they could actually fund.
Session notes from clients
We spent most of the hour arguing about weekly versus fortnightly buys for Bitcoin and Ether. The written plan settled it — and the PC scenarios made the cash-flow impact obvious before I committed.
I already had a rough schedule; the contribution review just tightened the amounts after my salary change. Wish we had started with exchange fee assumptions earlier in the call.
The fee walkthrough showed that my HKD 400 weekly buys were losing more than I expected on taker fees. We moved to larger fortnightly orders. Still feels boring, which is the point.
Joint session with my partner took patience — we disagreed on how much Ether to include. The planner refused to invent a “perfect mix” and made us pick weights we could both fund. That honesty helped.
Extended story: rebuilding after a pause
Client: Finance analyst in Admiralty who stopped weekly Bitcoin buys for four months after a deposit on a flat.
Constraint: Needed a restart plan that left a larger cash buffer for renovation invoices.
Work: Full DCA planning session. We cut weekly buys to monthly for six months, kept Ether contributions paused, and built a calculator “resume” scenario tied to a specific renovation end date.
Outcome: Client resumed on the written monthly schedule without trying to “catch up” missed weeks in a lump sum — the behaviour they said had caused stress before.
Extended story: fee-aware first plan
Client: Recent graduate in Sha Tin funding first crypto contributions from a graduate salary.
Constraint: Small HKD amounts; worried about looking unserious with tiny orders.
Work: Planning session plus fee walkthrough. Calculator showed that HKD 600 fortnightly on their venue beat HKD 300 weekly after fees.
Outcome: They left with a two-asset fortnightly plan and a note to revisit after the first probation salary bump — not after every price swing.